Paying off over six figures of debt completely changed my family’s future, but it was not a perfect journey. Looking back, there are three big mistakes I made along the way. And honestly, I wish someone had told me sooner so I did not have to learn the hard way.

In this episode of the Inspired Budget Podcast, I’m sharing:

Why making your budget too strict will only set you up for failure
The mistake of focusing only on cutting costs instead of finding ways to earn more
My biggest money regret of all: waiting too long to start investing

If you are in the middle of your own debt-free journey, learn from my missteps so you do not have to repeat them. These small changes can save you from frustration, burnout, and years of lost progress.

Here is the truth: getting out of debt is not about being perfect. It is about being consistent and giving yourself a plan that actually works for your real life.

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#228: The 3 Biggest Mistakes I Made While Paying Off Debt (And What I’d Do Differently)