The Ramsey Show

You Can Rebuild No Matter Where You Are

9 snips
Oct 27, 2025
Explore the ins and outs of personal finance as experts tackle burning questions. Learn the best strategies for managing a 401(k) after a layoff or an acquisition. Discover how to approach financial help for family members without falling into debt. Get insights on major life decisions like career changes and homeownership dilemmas. Plus, dive into the nuances of tithing and budgeting for a new car. From setting boundaries with generous parents to handling underwater vehicles, this discussion is packed with practical advice!
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ANECDOTE

Grandparents Spoiling Kids While Carrying Debt

  • Amy described grandparents spending heavily on gifts while carrying debt, causing family anxiety.
  • Jade and George recommended setting boundaries and telling parents you won't fund their retirement or cover their future bills.
ADVICE

Don't Repair An Underwater Car; Clear Title Instead

  • If a car is deeply underwater and needs costly repairs, get an offer for the difference from your credit union to clear the title and move to a reliable beater.
  • Refuse to pour repair money into a car that's worth far less than the fix cost.
ADVICE

Don't Finance An Uber 'Business' With Debt

  • Do not go into debt to start an Uber driving business; test it first with your current vehicle before quitting a salaried job.
  • Insist on clear household financial boundaries: no new debt and transparent budgeting before major changes.
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