Let's Talk Loyalty

#344: Retail Loyalty, Coalition Loyalty and Banking Loyalty Trends with Comarch's Piotr Kozlowski

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Feb 21, 2023
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INSIGHT

Brands Building Direct E commerce Relationships

  • Retail brands are shifting from channel-first to direct brand-owned e-commerce to control customer relationships.
  • Pandemic accelerated brands building first-party channels (fashion, outdoor, automotive) to bypass marketplaces and collect zero-party data for personalization.
INSIGHT

Data Ownership Is The Primary Loyalty Asset

  • Data ownership became the primary asset and analytics shifted from secondary to central in program relaunches.
  • Machine learning and segmentation now underpin personalized offers and are essential to consume abundant customer data effectively.
ADVICE

Give Coalition Partners Democratic Data And Tools

  • Coalition operators must provide partners equal access to insights and marketing tools or risk partner withdrawal.
  • Reshape coalitions from currency-only offerings into democratic platforms that deliver partner-level analytics and campaign control.
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