Ustadh Nouman Ali Khan gives an interesting lecture when Allah asks a loan from us twice in the Qur'an which is impossible to comprehend. The basic understanding is that a loan is needed for someone in need, which is definitely not the case with Allah SWT. How do u give someone who has everything? Hence, it is essential that we understand the language of the Qur'an.
Allah appeals to our intellect but more so, our hearts. How so? Listen intently and unravel the mystery behind the concept of the loan mystery.