FinTech and Embedded Finance

In this episode of the Wharton FinTech Podcast, Jackson Ellis sits down with Mike Milotich, CEO of Marqeta, to explore the evolving landscape of modern payments and embedded finance. Mike shares insights from his leadership experience at a pioneering card issuing platform, discussing how fintech companies are reshaping the way businesses and consumers interact with money. The conversation covers Marqeta’s role in enabling innovative payment solutions, the growing importance of real-time financial infrastructure, and how companies can scale responsibly in a rapidly changing regulatory and economic environment. Mike also reflects on the strategic priorities of a CEO in a high-growth fintech company, including capital allocation, risk management, and navigating public markets. This episode offers a thoughtful look at the intersection of finance, technology, and strategy, highlighting key trends shaping the future of payments and the broader fintech ecosystem.