In E028, Jon Kepler walks through his real estate journey which began in the small southern Ontario town of Owen Sound. With a relatively sparsely populated area to call his investment home, Jon handles the trial and tribulations along with the benefits. Jon has called himself a high cash-flow and high cap rate investor and he told a story of how he created his financial at the age of 25, nearly 10 years ago as of the recording date of this podcast.

In the example given on the podcast, Jon talks about how he was able to use creative financing, specifically a vendor take-back mortgage, to achieve at 92% Return-On-Investment in his first year and enough cash-flow to officially make him financially independent (albeit on a lean budget).

Jon still believes in Owen Sound despite moving to St. Thomas Ontario, right near Andrew's primary investment hub in London. He has particularly focused on investing a multiple units including multifamily and mixed use and expects to continue to do so. His current portfolio totals 66 doors and he generally targets at least $1000/month cash flow on all new acquisitions at this point in his real estate investing career.

iTunes and Google/Android Listen Links: https://linktr.ee/theandrewhines

Connect with Jon Kepler on Instagram https://www.instagram.com/jonkepler

Connect with Andrew Hines on instagram: https://www.instagram.com/theandrewhines facebook: https://www.facebook.com/theandrewhines

Greater Hamilton REI Meetup Group: https://bit.ly/2VSSc9i

Specific Topics of Discussion

* How to get started in real estate investing* how to structure and negotiate a vendor take-back mortgage* high cash flow properties* multifamily and mixed use property* financing options on multifamily properties* books that have influenced Jon and Andrew* property management* cap rates and market changes* financial independence

Music Info, Artist: JPB, Song: High, NCS Release: Feb 1 2015, No Copyright Copyright Free

High Cash-On-Cash Returns with Mixed Use Buildings and Vendor Take-Backs with Jon Kepler