Money Guy Show Best Investing Accounts for Kids (New Trump Accounts?)
24 snips
Mar 11, 2026 They compare new Trump accounts to 529s, UGMAs/UTMAs, and custodial Roth IRAs. Listeners hear rules, eligibility, contribution limits, and who controls funds when kids reach majority. Compounding math shows how small savings grow over time. A new community Discord is announced and a rapid-fire Q&A covers motivation, financing choices, and practical saving tradeoffs.
AI Snips
Chapters
Transcript
Episode notes
Choose The Account Based On The End Use
- Match the account to purpose: Trump accounts for free seed, 529s for education, UGMAs/UTMAs for flexible gifts, and custodial Roths for retirement.
- Reby and Bo stress beginning with the intended end use before funding.
529 To Roth Rollover Is A Small Relief Valve Not A Hack
- A 529-to-Roth rollover exists as a limited relief valve for unused education funds but is not a planning hack.
- Bo highlights the $35,000 cap and multi-year Roth contribution pacing limitations.
Wealth Multipliers Show Massive Value Of Early Investing
- Compounding power for children is enormous: $1 invested at birth could multiply to ~$647 by retirement under their assumptions.
- Bo and Reby quantify wealth multipliers by age to show small monthly savings can produce a million.