Passport To Wealth™ Wealth Taxes in the Netherlands: What US Expats Need to Know
The Netherlands has long been one of the most attractive destinations for US expats in Europe. But recent and proposed tax changes could significantly impact how Americans living there build and protect wealth.
In this episode of Passport To Wealth™, Arielle Tucker, CFP®, EA is joined by Kaitlin Krozel, CPA, founder of Krozel Capital, a firm specializing in tax and financial planning for US expats and globally mobile families.
Together they unpack the Dutch tax system, including the controversial Box 3 wealth tax and proposed reforms that could tax unrealized investment gains. Kaitlin explains how the Netherlands’ approach differs from the US tax system and why Americans may face unexpected tax consequences on brokerage accounts, Roth IRAs, and even college savings plans.
They also discuss the famous 30% ruling, recent policy changes affecting expats, and why pre-immigration tax planning has become more important than ever.
If you are considering a move to the Netherlands or already living there, this conversation will help you understand the evolving tax landscape and how to prepare.
In this episode, you will learn:
- How the Netherlands’ Box 3 wealth tax works
- Why unrealized investment gains may be taxed
- How Dutch tax rules treat US retirement accounts
- Why Roth IRAs and 529 plans may create unexpected issues
- How the 30% ruling has changed for expats
- Why tax planning before moving abroad is critical
Mentioned in this episode:
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