Dr. James Dobson's Family Talk The Joys of Aligning Your Money and Your Faith, Part 1
Mar 26, 2026
Dana Wichterman, an international economic development and impact investing advisor, and Bill Wichterman, an author and policy professional, share their work on aligning money with faith. They discuss childhood money lessons and tithing versus holistic stewardship. They cover growing generosity habits, practical rhythms to invite God into finances, and teaching children stewardship in everyday life.
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Childhood Money Habits Shape Adult Stewardship
- Childhood money modeling shapes adult posture: Bill's parents spent as much as they earned and were tithers who didn't save, which pushed him to become a saver.
- Dana's father's risky investing and debt led her to be cautious about borrowing to preserve freedom to pursue mission.
Tithe Shouldn't Be A Checkbox
- Treating the tithe as a legal checkbox undermines surrender because it frames 10% as God's cut and the rest as exclusively yours.
- The Wichtermans argue surrendering 100% to God changes spending, investing, and generosity decisions beyond just tithe math.
Broaden Stewardship Beyond Money
- Stewardship includes time, treasure, talents, ties, testimony and thoughts; manage these for God's glory rather than hoarding.
- Managing and sometimes saving or investing intentionally can increase future kingdom impact, not contradict stewardship.
