Hurdy Gurdy Travel Podcast

Miles and Points with Joseph Petrovic

Nov 13, 2025
Guest
Joseph Petrovic
Joseph Petrovic, an award-travel fanatic and Zorkfest organizer, dives into the art of maximizing miles and points for jaw-dropping travel experiences. He shares killer strategies for using credit cards effectively, tips on navigating complex loyalty programs, and insights into the changing landscape of travel post-pandemic. Joseph also emphasizes the fun of combining travel with casino loyalty, detailing how Zorkfest fosters community learning for enthusiasts. Plus, hear unique family travel stories, including first-class adventures to Japan!
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ANECDOTE

Reward Travel Made Family Luxury Possible

  • Joseph used miles to take his autistic son to Hawaii in lie-flat and suites experiences they couldn't otherwise afford.
  • He emphasizes reward travel enabled family trips and upgraded accommodations he never expected growing up budget-conscious.
ADVICE

Time Big-Fee Cards Strategically

  • Do time high-fee premium card applications to extract annual credits before renewal.
  • Joseph suggests picking up cards like Amex Platinum near credit windows to pull thousands in value from credits before the next fee hits.
ADVICE

Begin With Low-Fee Bonus Cards

  • Do start with no-fee or low-fee cards and only pick $95-ish cards with strong sign-up bonuses.
  • Justin recommends this path for beginners to build value without committing to large recurring fees.
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