Tokenized Banks Need Stablecoin Accounts - 77% of Users Say
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Mar 12, 2026 
Chris Harmse, co-founder of BVNK and stablecoin payments builder. He discusses the shift from RFPs to live stablecoin deployments. Short, practical takes on how enterprises sell and productize stablecoins. Talks merchant acceptance, banks adding wallets, non-USD stablecoins, and how AI agents will need on-chain payment primitives.
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BVNK Took Its Conference Back To Cape Town
- BVNK hosted its Currency Conference in Cape Town attracting ~150 attendees to discuss stablecoins, fintech and AI.
- The founders' South African roots influenced bringing the conference back to the region where BVNK started.
Start With One Use Case And Prove TPV
- Pick one practical use case, launch, prove TPV and scale rather than trying to do everything at once.
- Build market and TPV estimates via A/B tests and customer pipeline conversations to make an internal business case.
Prioritize Fast Low-Fee Chains And Abstract Complexity
- Choose fast, low-fee blockchains and abstract complexity away for merchants and enterprises.
- BVNK remains stablecoin- and chain-agnostic but emphasizes speed, low gas and payment-specific features like paying gas in stablecoins.