The Claire Byrne Show Savings you can make by changing your health insurance provider
Mar 24, 2026
Dermot Good, representative of Health Insurance Ireland with expertise in Irish health cover, discusses why most people stick with their insurer and the risks of staying on old plans. He highlights how much consumers might save by reviewing cover, explains safety and timing around switching, and urges those with high premiums to compare options soon.
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Most People Stay Put Despite Hundreds Of Plans
- Irish consumers rarely switch health insurers despite 350 plans being available.
- Dermot Goode says many remain on plans 5–20+ years and are likely overpaying by thousands per adult.
Review Your Plan If You've Kept It Five Years
- Do review your plan if you've been on it five years or more because you will usually get a better deal.
- Dermot warns 99% of the time a cheaper, similar option exists and savings can be €1,000–€2,000 per adult.
Call Your Insurer And Name Your Budget
- Do call your current insurer and state your budget to see if a similar, cheaper plan exists with them.
- Dermot says 50–60% who switch get a better deal with the same company and insurers will confirm cover for existing conditions.