Raj Shamani's Figuring Out

How Scammers Target You: Dating Apps, Credit Cards & Lottery | Snigdha Poonam | FO474 Raj Shamani

7 snips
Feb 21, 2026
Snigdha Poonam, journalist and author who investigates scam economies, unpacks how fake dating apps, lottery-style recruitment and informal job funnels power large fraud networks. She outlines money laundering paths to overseas companies. Short, sharp stories reveal scam compounds, document-forging rings and why scams become normalized in communities.
Ask episode
AI Snips
Chapters
Books
Transcript
Episode notes
INSIGHT

Meritocracy Inside The Scam Economy

  • Snigdha Poonam finds the scam economy more meritocratic than the formal economy, allowing talent to rise quickly.
  • She observes a glass ceiling but notes women can still advance within scam operations.
ANECDOTE

Inside A Fake Dating App Agency

  • Snigdha went undercover and experienced a fake dating app agency where women were hired as "earning users."
  • Ruhi, an employee, made ~₹20–30k/month simply by talking on scripted calls to men.
INSIGHT

How Fake Dating Apps Scale And Send Money Abroad

  • Romance apps used bots, paid reviewers and local "earning users" to manufacture engagement at scale.
  • Money routed to China via India-registered finance firms and compliant directors to hide the trail.
Get the Snipd Podcast app to discover more snips from this episode
Get the app