The Ramsey Show Highlights

Should I Co-Sign On A House With My Girlfriend's Mom?

6 snips
Nov 20, 2025
Jeremy, a recent college graduate with $50,000 saved and no debt, seeks advice on moving for a job and buying a house. He contemplates co-signing with his girlfriend's mother, which raises eyebrows. Dave and George caution him against the potential pitfalls of co-ownership with a partner's parent, emphasizing the risks involved in messy breakups. Their advice? Rent for a while, save more, and consider buying a home with a future spouse instead.
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INSIGHT

Today's Students Can Still Succeed

  • College students today have the same chances of success as prior generations despite different challenges.
  • Dave Ramsey highlights that student-loan burdens are a key differentiator that can hinder outcomes.
ADVICE

Check The Math Before Buying

  • Evaluate your job package and living costs before deciding to buy a home out of college.
  • George Kamel and Dave recommend renting first to gain experience and financial stability.
ANECDOTE

House Offer From Girlfriend's Mom

  • Jeremy reveals his girlfriend's mom offered to co-sign on a house so he could avoid renting.
  • The hosts react strongly, treating this personal example as a warning sign about mixing relationships and real estate.
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