Making Money Is it too late to start investing?
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Sep 22, 2025 Georgie Frost, Editor-at-large at Times Money Mentor, shares her inspiring journey from significant debt to financial journalist. She discusses the importance of starting to invest later in life, emphasizing that it's never too late to begin. Georgie reveals her own debt struggles and the pivotal moments that led her to rebuild her finances. She offers practical advice on consolidating pensions and the challenges with government policies affecting savings. The episode is full of actionable insights on managing debt while building wealth.
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Late Starts Still Build Wealth
- It's not too late to start building wealth: Georgie bought her first house at 40 and started a business at 35.
- Late starts can still produce significant financial progress given consistent action.
Renting Can Be A Strategic Choice
- Renting can be a deliberate, valuable choice that gives mobility and experiences not available if you buy early.
- Georgie defends renting as a path that allowed travel, flexible work moves and escaping bad relationships.
Segregate Tax Money Immediately
- Set aside tax money in a separate account so you don't accidentally spend it and relieve recurring stress.
- Timeyin uses a dedicated Tide instant saver tied to his business purely to hold tax liabilities.
