HousingWire Daily The White House game plan to lower mortgage rates
16 snips
Feb 10, 2026 
Logan Mohtashami, lead analyst tracking housing and mortgage data, offers data-driven perspective on Washington’s push to lower mortgage rates. He outlines policy levers, market reactions, and Fed dynamics. Conversations cover labor reports, mortgage-range forecasts for 2026, and why housing market volatility is calming.
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Political Push Versus Market Reality
- The White House push to lower mortgage rates is largely political messaging tied to energy and dollar moves.
- Real rate moves require weaker labor data, narrower spreads, or Fed committee shifts, not just tweets.
Private Inflation Indexes Don't Drive Fed Policy
- Private-sector inflation prints (Trueflation) are different from Fed-preferred PCE measures and won't alone force Fed cuts.
- Fed governors focus on official PCE and labor data, so private indexes don't guarantee rate relief.
Watch Jobs And The 10-Year For Rate Direction
- Expect a mortgage-rate floor near 5.75% to 5.85% without meaningful spread improvement or weaker labor prints.
- Monitor jobs and 10-year yields to judge whether rates can sustainably slip below that range.