She's On The Money Investing Diaries: She Didn’t Invest for Two Years… and Her Portfolio Grew $20K Anyway
Nov 23, 2025
In this enlightening discussion, an anonymous Investing Diarist shares her transformational journey from skepticism to success in the investing world. Once believing it was a male-dominated sphere, she discovered finance content during lockdown that changed her perspective. Despite taking a two-year break from investing, her portfolio surprisingly grew by $20,000! She delves into her gradual shift from micro-investing to a diversified approach, highlights key investments like Wesfarmers, and emphasizes that anyone can succeed in investing with the right mindset.
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Use Micro Investing As A Gateway
- Do start with micro-investing apps if you feel intimidated; they make the first purchase low-risk and habit-friendly.
- Then upgrade to a full brokerage when you're ready to buy ETFs and direct shares.
Set-And-Forget Beats Speculation For Many
- A simple, set-and-forget approach using diversified ETFs builds confidence and steadier results for novice investors.
- The diarist calls VDHG her core and relies on broad exposure rather than speculative trades.
Paused Investing To Buy A Home And Plan A Wedding
- She stopped investing in late 2023 to prioritise a house deposit, build an offset buffer, and save for a wedding.
- She also began receiving shares via an employee share scheme, which reduced her need to add new investments then.