
How to Money BONUS: Stop Doing So Much w/ Justin Peters of FI Minded Podcast
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Mar 21, 2026 Joel Larsgaard, co-host of How to Money and creator who built financial flexibility through side hustles and real estate, explains stepping back after years of doing it all. He talks about embracing boredom, using financial independence to buy time, setting digital boundaries, carving out Fridays, taking a sabbatical, and defining what ‘enough’ looks like.
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FI Mindset Often Forgets How To Stop
- The FI community excels at effort and optimization but is poor at knowing when to stop.
- That relentless drive helped achieve independence yet creates current friction: busy, tired people filling freed time with more projects.
How COVID Forced A Life Realignment
- Joel used COVID's calendar clearing to discover the value of space, boredom, and more nature time with family.
- The shift was gradual: initial weirdness turned into serenity and became a slow realignment of priorities.
Delete Email From Your Phone To Reclaim Attention
- Remove intrusive channels to create presence and white space; Joel removed email from his phone.
- He checks email on a laptop once or twice daily instead of multiple hourly checks to reduce distraction.

