The Ramsey Show Highlights

He's 28, Married, And Still Lives With His Parents

6 snips
Dec 2, 2025
Drew, a financially savvy newlywed, shares his unique situation of living with his parents while aggressively saving for a house. He discusses his impressive $60,000 in savings and wrestles with the decision to buy a $4,000 electric bike versus prioritizing his future home. The hosts challenge him on the importance of independence and dignity for newlyweds, emphasizing the life skills gained from living out on their own. Ultimately, they encourage Drew to apply for an apartment and make the leap to self-sufficiency.
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ANECDOTE

Newlyweds Living With Parents To Save

  • Drew and his wife moved back in with his parents after marrying to save for a house amid high rates.
  • They save $3,000 monthly, are debt-free, and have about $60,000 in savings while both earn ~ $100,000 combined.
ADVICE

Move Out To Build Independence

  • Move out after marriage to build independence and protect your dignity as a couple.
  • Living with parents delays growth in practical and relational skills you need as newlyweds.
ADVICE

Rent Before Buying A House

  • Rent an apartment now even if you're saving for a house to learn adult responsibilities.
  • Use monthly savings to cover rent and establish your household management skills.
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