Balancing Marriage & Business, Property Investing & Raising Wealthy Kids - Julianah Owusu | EP 139

In this property masterclass, host Rotimi Merriman-Johnson (Mr MoneyJar) sits down with Juliana Owusu, known as Property by Jules, to explore how to build a multi-million pound portfolio from scratch.

Growing up in a Brixton council estate, Juliana’s lack of early ownership sparked a drive to secure 14 properties across the UK and the Middle East.

The conversation covers essential first-time buyer tips, the benefits of the Lifetime ISA, and advanced investment strategies like BRRR, HMOs, and social housing. Juliana also shares the reality of balancing business with family.

TIMESTAMPS

00:00 - Trailer00:32 - Introducing this week's guest01:34 - Meeting Property by Jules02:13 - Growing up in Brixton04:22 - Starting small and early05:24 - Lifetime ISA benefits explained06:17 - Moving to the Middle East09:32 - Safety for families abroad11:20 - Tips for first-time buyers13:56 - Bricks and mortar value15:56 - Choosing the right city18:12 - BRRR property strategy explained21:30 - Importance of property data22:06 - Airbnb and location demand24:14 - Understanding HMO compliance27:44 - Ownership vs Rent-to-Rent29:03 - Diversifying with care homes31:06 - 2026 Budget tax changes34:36 - Shared ownership pitfalls36:20 - Ditching the dream home39:29 - Buying near grammar schools43:35 - Reality of being a landlord45:40 - Balancing marriage and business48:06 - University in 21st Century50:19 - Faith and property journey51:36 - What Black Wealth means

The Mr MoneyJar Show

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Guest: Juliana Owusu (Property by Jewels)Instagram: instagram.com/propertybyjewelsTikTok: tiktok.com/@propertybyjewels

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