Pastors Talk - A podcast by 9Marks On How to Talk to the Church about the Budget (Ep. 313)
Nov 25, 2025
Jamie Dunlop, an associate pastor and expert in church finance, shares valuable insights on discussing budgets with congregations. He emphasizes viewing budget talks as pastoral opportunities. Jamie advises on providing clear information so members can make wise decisions. He discusses the importance of admitting budgeting mistakes and adjusting as needed. Jamie also highlights creating budget flexibility and fostering trust in God’s providence without tying faith to budget sizes. His practical approach encourages healthy stewardship in the church community.
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Mark's Committee Approach As Solo Pastor
- Mark involved a budget committee, deacons, and an administrator to assemble and review the budget when he was a solo pastor.
- He led for hard choices when finances faltered but avoided focusing on his own salary.
Be Honest About Real Financial Need
- Be honest when the church actually needs money and explain concrete consequences if shortfalls continue.
- Reserve crisis appeals for genuine necessity and avoid constant emergency language.
Plan Flexibility Into The Budget
- Build wiggle room with a reserve, flexible line items, or a bank line of credit and recognize each has trade-offs.
- Use reserves for emergencies and defer discretionary items when income falls short.
