Stress Test A big-travel, small-budget blueprint for 2026
Dec 3, 2025
Zahra Khozema, a freelance journalist who embraces travel as a lifestyle, shares her tips on budgeting for trips and using creative means like multiple layovers to save money. Travel photographer Mandy Sham discusses her favorite affordable destinations, highlighting trends among younger Canadians. She emphasizes cost-saving strategies like group camping and choosing less-touristed spots for unique experiences. Both guests reveal how mindful planning can lead to enriching travels without breaking the bank.
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Colombia Trip Cost Breakdown
- Zahra tracked a 15–16 day Colombia trip that cost roughly $2,500 all-in.
- She spent about $600 on flights, $400–$500 on accommodation, and used funds on experiences like paragliding and a catamaran trip.
Discomfort Extends Travel Reach
- A high threshold for discomfort stretches travel budgets further by cutting lodging and dining costs.
- Zahra credits flexibility and few possessions (no car, no kids) for enabling frequent travel.
Bank Trip Money Separately
- Budget annually for at least one solo trip and keep the funds separate from retirement or tax-advantaged accounts.
- If you can't afford it without touching savings, don't go.