Why I think God hates our money system (and what to do about it)

Mar 20, 2026

They explore how inflation and the 1971 shift to fiat money quietly erode purchasing power. The conversation highlights biblical concerns about dishonest weights and measures and contrasts Scripture’s money concepts with today’s system. Listeners hear why gold and Bitcoin are discussed as stores of value and why keeping all savings in cash can threaten long‑term generosity.

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INSIGHT

1971 Ended The Gold Backing

The dollar became fiat after 1971 when it was unpegged from gold, allowing governments to print unlimited currency.
Bob Lotich links this shift to ongoing devaluation and everyday inflation felt by savers and retirees.

INSIGHT

Biblical Case Against Currency Manipulation

Scripture condemns dishonest weights and measures, which Bob interprets as opposing manipulations that devalue currency.
He cites Proverbs and Amos to argue fiat inflation echoes biblical unfairness in commerce.

ANECDOTE

The Buried Cash That Still Loses Value

Bob Lotich shares a friend who literally dug a hole to stash cash, illustrating futile attempts to preserve value.
He uses the story to show cash under a mattress or buried still leaks purchasing power over time.

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Is our money system actually working against faithful stewardship? In this episode, Bob and Linda tackle a conversation almost no one in the church is having—but one every Christian steward needs to understand. Bob opens with a shocking reality: $100 in 1971 now buys about $12 worth of stuff. Same number. Far less value. So what happened? From there, the conversation zooms out to explore inflation, fiat currency, and why Scripture repeatedly condemns unequal weights and measures. Is our modern money system quietly violating biblical principles—and if so, what should believers do about it? This isn't about fear, conspiracy theories, or predicting the end of the dollar. It's about wisdom, stewardship, and preserving the value of what God has entrusted to us so we can live generously and faithfully over the long term. In this episode, we cover:

Why saving money can feel like running on a treadmill
What changed in 1971—and why it matters to your everyday life
The biblical problem with "unequal weights and measures" (Proverbs & Amos)
Why fiat currency quietly erodes purchasing power over time
How money worked in the Bible: weight, scarcity, and real value
Why Bob views gold as a store of value, not an "investment"
How Bitcoin compares to gold (and why Bob separates it from other crypto)
The hidden danger of keeping all your savings in cash
How volatility differs from slow, invisible loss
Why this conversation is ultimately about generosity and kingdom impact

Key Scriptures (NLT):

Proverbs 11:1 – "The Lord detests the use of dishonest scales…"
Proverbs 20:10 – "False weights and unequal measures… are detestable to the Lord."
Amos 8:5–6 – God rebukes those who manipulate money for gain
Genesis 23:16 – Abraham pays with weighted silver
Exodus 30:13 – Money measured by the sanctuary shekel
Genesis 2:11–12 – Gold appears early in creation—and God calls it good

Go deeper:

If you want a deeper, step-by-step breakdown of how Bob thinks through gold, Bitcoin, and long-term investing from a Christian perspective, check out the 10x Investing Course mentioned at the end of the episode (https://seedtime.com/10x).

The heart of this episode This isn't about gold or Bitcoin being a "savior." God is our provider—always. But wisdom matters. If money quietly loses value every year, that affects families, retirees, and our ability to give generously. As Bob explains, better stewardship today can mean greater generosity tomorrow. Action step for the week: Take 30 minutes to review where your savings are currently stored. Pray for wisdom (James 1:5), and ask this simple question: "Is all of our money sitting in something that loses value over time?" No pressure to act—just awareness, prayer, and learning. Important note: This episode is for education and biblical reflection—not personalized financial advice. Always pray and seek wise counsel before making financial decisions.

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/euzv8IC40R0)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.