
Making Money How to afford a good retirement - 9 levers to build wealth
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Oct 28, 2024 George Agan, a Chartered Financial Planner with extensive experience in guiding individuals towards financial security, dives into proactive retirement planning. He discusses generational financial disparities, highlighting challenges for baby boomers versus younger adults. Agan shares insights on the importance of treating time as an asset and adopting versatile strategies for income generation. He emphasizes smart investments, maximizing tax efficiency, and the evolving nature of work for long-term stability, encouraging adaptability and continuous self-education in financial planning.
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Lifestyle-Focused Approach
- Adapt your lifestyle to fit income and desired retirement age.
- Find a balance between enjoying life now and saving for later.
Automate Savings
- Automate savings through direct debits or roundup apps.
- Pay yourself first to establish strong financial habits early on.
Earn and Invest More
- Increase earnings and diligently invest the surplus.
- Avoid lifestyle creep by allocating a portion of raises to savings.



