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Maintain A Sacred Budget Margin
- Keep a small intentional margin in your monthly template to create wiggle room during budget meetings.
- Treat that margin as sacred and avoid using it to cover overspending.
Treat Bonuses As Separate Until Allocation
- Separate bonus inflows from regular income so you can decide whether to spend or save them in a meeting.
- Combine them into Ready To Assign only when you want full flexibility during allocation.
Fund A Category For Random Generosity
- Create a dedicated 'compassion' category for spontaneous generosity to make giving easier.
- Fund it regularly so you can give freely without upsetting the rest of the budget.