The Sandwich Generation: Smart super steps for Gen X

Ever feel like you’re being pulled in every direction - supporting ageing parents, helping your kids get ahead, managing work and life, all while trying to plan your own future? 

  

You might be part of the sandwich generation. 

  

In this episode of Super Insider, our Education experts Josh van Gestel and Ruth Weaver unpack the real pressures facing many Gen X Australians today. This honest conversation explores why this stage of life can feel overwhelming and why it might actually be the most important time to focus on your own financial future. 

  

If you're juggling family responsibilities and wondering whether you're doing enough with your super, this episode offers practical insights to help you take back control.  

 

Supporting others is part of life for many Australians but as Ruth puts it in this episode, “it is time to put yourself first.” The decisions you make today could make a meaningful difference to your future retirement. 

 

Tune in to learn: 

• 00:54 - What it means to be part of the sandwich generation 

• 07:13 - Why your 40s and 50s are critical for super planning 

• 11:03 - What simple actions can improve your retirement outlook 

• 12:32 - How retirement forecasting helps you understand your super 

• 13:14 - How extra super contributions can compound over time 

• 16:09 - Why reviewing your super investment strategy matters 

• 19:11 - How inheritance and estate planning fit into retirement planning  

💡 Want to feel more confident about your super journey? 

To explore more tools, insights and resources to help you get the most from your super, visit our website:  

https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator 

 

🎧 Subscribe now and share the episode to start your journey towards a confident retirement. 

 

Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. 

 

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CREDITS      

Joshua van Gestel – Senior Manager, Education Delivery, ART 

Ruth Weaver - Team Leader – Key Client Education, ART 

 

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.  

 

This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.        

 

We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063).  

 

Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 

 

Any information given by the guest speakers is provided as general information only and not financial advice.