They dismantle the idea of a looming housing crash and explain why transaction volume is a misleading headline. Discussion covers today’s tight inventory versus 2008, massive locked-in low-rate equity, and why distressed sales remain unusually low. They also explore how jobs, AI-driven employment shifts, and homeowner incentives shape whether prices actually move.
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insights INSIGHT
Transaction Volume Isn’t Price Crash Evidence
The current housing headlines focus on falling transaction volume, not prices, which misleads about a crash risk.
Ken McElroy emphasizes we have a supply shortage, not the massive oversupply seen in 2008, so prices aren't set to collapse.
insights INSIGHT
Trapped Equity Locks Sellers In Place
Most outstanding mortgages are locked at very low rates under 4%, creating vast "trapped equity."
Ken McElroy estimates roughly $30–36 trillion of home equity prevents mass selling pressure.
insights INSIGHT
Distress, Not Transactions, Drives Crashes
Distressed sellers drive real price corrections, and today distressed sales are very low (around 2%).
Danielle McElroy contrasts that with 2008 when distressed sellers were ~30%, explaining why today differs.
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This is a paid sponsorship from Monetary Metals Headlines are screaming housing crash — but they’re focused on the wrong data. Ken and Danille McElroy break down why slowing sales volume does not equal falling home prices, what’s really happening with inventory, jobs, and distressed supply, and what would actually trigger a real correction.
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ABOUT KEN: Ken is the author of the bestselling books The ABC’s of Real Estate Investing, The Advanced Guide to Real Estate Investing, and The ABC’s of Property Management. With over two decades of experience in real estate investing, Ken McElroy is passionate about sharing the good life by helping real estate investors grow and prosper. This podcast is a place for Ken to discuss numerous topics connected to real estate investing, including finance, budgeting, the entrepreneur mindset, and creating passive income. Ken offers a wealth of personal experiences, practical advice, success stories, and even some informative setbacks, all presented here to educate and inspire. Whether you’re a new or seasoned investor, the information and resources on this channel will set you on a path where you and your investments can thrive.
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