The Pat Kenny Show Advice on getting the best deal on health insurance
Dec 30, 2025
Dermot Goode, a health insurance expert from HealthInsuranceIreland.ie, shares essential insights on navigating the challenging landscape of rising health insurance premiums. He highlights the impact of medical inflation driving costs up to 10% and discusses the complexities of private healthcare demand. Dermot offers practical advice on ideal plans for various members and emphasizes the need for consumers to reconsider their options to save money. His tips on switching plans and securing discounts make this discussion a must-listen for anyone approaching renewal.
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Medical Inflation Outstrips General Inflation
- Medical inflation runs far higher than general inflation and drives health premiums.
- Dermot Goode says medical cost drivers keep rising and insurers struggle to predict future claims volumes.
Private System Capacity Changes Claims
- Private hospitals are increasing throughput and capacity, changing claim patterns.
- Dermot notes faster diagnostics and shorter stays are reducing time per patient but overall costs still climb.
Regulation Limits Insurer Profits
- The Irish health-insurance market has limited players and regulated margins.
- Dermot says legislation and schemes like risk equalization constrain insurers' profits and market behaviour.