Fintech Insider Podcast by 11:FS

1032. News: Revolut heads to Peru, Stream raises $90m, and… are you dead?

Jan 26, 2026
Peter Briffett, CEO and co-founder of Stream, discusses the $90m Series D and US expansion. Samuel Norman, City A.M. reporter, provides market context on Wise, Revolut and fintech moves. Nicolás Di Pace, ADN.VC co-founder, offers a Peruvian and LATAM perspective. They cover Revolut’s Peru banking push, Stream’s workplace finance growth, BNPL for rent, Wise’s volume surge, WeLab funding, and a viral app trend.
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ANECDOTE

Founder Experience Shapes Investing Focus

  • Nicolás Di Pace described founding Kulki in Peru and selling it to a major financial group in 2019.
  • That experience shapes his focus on fintech and financial inclusion in Latin America.
INSIGHT

Workplace As A Distribution Channel

  • Stream shifts from earned-wage access to a broad workplace finance platform offering savings, credit and pensions via employers.
  • Employers can subsidise these services, unlocking fairer products for workers with thin credit files.
ADVICE

Put Your Best Team On The Ground

  • Move core teams and culture to new geographies rather than hiring remote leadership to improve US market traction.
  • Relocate top sales, product and delivery staff to accelerate adoption and execution.
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