Fintech Insider Podcast by 11:FS 996. Insights: How are real-time payments reshaping global finance?
Sep 11, 2025
Join Helena Forest from Mastercard, Andy Sacre of Monzo, and Ugne Buraciene from payabl as they explore the rapid evolution of real-time payments. They discuss how technology is reshaping global finances, emphasizing the transformation from traditional systems. Key topics include the challenges of fraud prevention, the importance of data in payment security, and the balance between innovation and consumer safety. The trio also highlights the complexities of international transactions and the potential of open banking to revolutionize commerce.
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Three Trends Reshaping Cross-Border Rails
- Three global themes: bilateral interlinking, wallet partnerships, and blockchain tests are reshaping cross-border real-time payments.
- Helena Forrest cites Nexus and wallet interoperability as key developments.
Modernize Infrastructure For The Future
- Upgrade national payments infrastructure to be scalable and future-proof, not just slightly faster.
- Andy Sacre urges industry coordination even if short-term customer benefits seem small.
European Fragmentation Harms Merchants
- Fragmentation in Europe still frustrates merchants; harmonization (e.g., EURO real-time efforts) would materially cut cost and friction.
- Ugne sees Velo and other initiatives as promising but adoption is key.