Australian Finance Podcast 20’s Money Playbook- 5 smart money moves for people in their 20s
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Aug 27, 2025 Tahli Cavagnino, a savvy financial advisor from the RASC advice team, shares invaluable insights for those in their 20s. She emphasizes the importance of budgeting, establishing an emergency fund, and avoiding debt for long-term financial health. Listeners also learn about exploring career options, accounting for salary discussions, and the significance of understanding superannuation. Finally, Tahli highlights creating a 'nest egg of optionality' to enhance flexibility in life choices. Get ready to take charge of your finances!
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Start A Savings Habit
- Open a separate savings account and automate regular contributions, even small amounts.
- Start micro-investing or learning about investing once you have a buffer.
Build An Emergency Buffer First
- Build an emergency fund before chasing higher-return investments.
- Keep the fund sized to your current expenses so it remains achievable.
Steer Clear Of Consumer Debt
- Avoid consumer debt like credit cards and buy-now-pay-later unless you can pay balances monthly.
- Know your spending psychology and refuse products that make you overspend.
