The Property Couch 562 | CGT for Couples EXPOSED: The Six-Year Rule, First-Home Myths & Victoria’s Rental Crackdown
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Sep 4, 2025 Wondering about capital gains tax implications for couples? Discover if you can claim two main residence exemptions and unravel the six-year rule. Are first-home buyer incentives really that straightforward? We debunk the spouse test myth that could cost you. Plus, learn about Victoria’s new rental regulations, including surprise inspections and compliance tips for landlords. This insightful discussion is packed with traps, tips, and must-know takeaways for every property enthusiast!
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Time Sales To Manage CGT Cashflow
- Check timing of sales with your tax accountant to manage when CGT becomes payable.
- Use proceeds timing (e.g., hold in an offset) to plan cashflow for the tax payment.
Hosts' First-Home Experiences
- Bryce shared that his first property was Tenants in Common and that disqualified him from some first-home grants.
- Ben recalled getting an early first-home grant and later regretting selling an appreciating property.
Confirm First-Home Tests With Authorities
- Check state and federal first-home buyer rules, including the spouse test, before assuming eligibility.
- Call your State Revenue Office or a broker to verify specific concessions and edge cases.
