How to Beat the 4% Retirement Spending Rule | Ben with Benefits

On this episode of Ben with Benefits, Ben Carlson is joined by Stefan Sharkansky, author of the new research paper “The Only Other Spending Rule Article You Will Ever Need.” Millions of retirees and advisors are trying to solve the retirement spending puzzle of how to both avoid outliving one’s assets while simultaneously avoiding chronic underspending. We discuss the trade-offs involved in a variable spending plan, how TIPS can help you in retirement planning, crafting the right asset allocation in retirement, how to create a plan that allows you to enjoy your money and much more. Stefan's full research paper here - https://www.tandfonline.com/doi/epdf/10.1080/0015198X.2025.2541567?needAccess=true Plan your retirement with Stefan's website - https://www.thebestthird.com/ This episode is brought to you by VanEck. Learn more about the VanEck Semiconductor ETF: http://vaneck.com/SMHCompound

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