The David Greene Show The David Greene Show with Shane Sanders | EP 81
Aug 21, 2025
Shane Sanders, a savvy real estate investor from Washington, shares his innovative strategies for scaling his portfolio, combining ADU development with the BRRRR method. He highlights how to purchase undervalued properties and unlock hidden cash flow potential. Shane delves into the challenges of city regulations and the condoization process, offering insights into financing options like DSCR loans. His approach emphasizes adapting to the current market, applying creative renovations, and leveraging unique skills for successful wealth building.
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Build, Rent, Then Cash-Out Refi Repeat
- After renting completed units, pull capital back via cash-out DSCR refinances, leaving about 25% equity in each property.
- Stack rentals by repeating build-rent-refinance to scale without realizing taxable gains.
Short-Term Rates Aren't Deal-Breakers
- Construction loans at double-digit rates can still pencil because borrow amounts are small and the term is short.
- High short-term interest is manageable when you quickly refinance into DSCR loans after completion.
Prefer DSCR Loans For Investment Financing
- Use DSCR loans for investment properties because lenders underwrite on rental income rather than personal W-2 income.
- DSCR loans simplify financing and suit investors who write off business income on taxes.
