Stephan Livera Podcast

NumoPay: Tap-to-Pay Bitcoin with Calle | SLP728

Mar 10, 2026
A deep dive into Numopay, an open-source Android POS that enables NFC tap-to-pay and offline Bitcoin transfers. They explore unified QR/NFC payment payloads, Lightning integrations, and auto-withdraw workflows for merchant security. The conversation highlights Cashu eCash privacy features, real-world use cases, and a roadmap for making Bitcoin payments simple for everyday businesses.
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INSIGHT

Tap To Pay Bitcoin With Cashu eCash

  • Numopay enables tap-to-pay Bitcoin by transferring Cashu eCash over NFC, creating an instant, offline payment experience.
  • Cashu eCash lives on the payer's device and can be sent directly via NFC to the POS without touching the internet, improving privacy.
ADVICE

Offer Unified Cashu And Lightning Payment Paths

  • Offer both Cashu and Lightning payment options and use NFC to present the payment payload so wallets can pick the right rail.
  • Numopay shows unified QR and NFC payloads and supports offline Cashu NFC transfers while auto-creating Lightning invoices for other wallets.
INSIGHT

BIP321 Lets Wallets Choose The Best Payment Rail

  • BIP321 unified payment payloads let one QR/NFC contain on-chain, Bolt11 and Cashu requests so wallets choose their preferred rail.
  • NFC tolerates larger payloads, making unified QR data ideal for tap-to-pay.
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