The Martin Lewis Podcast Beat the urgent ISA deadline – top cash ISAs for savers, stocks & shares for investing
Mar 20, 2025
In this engaging discussion, Ed Marshall, a Chartered Financial Planner at Dean Wealth Management, shares his insights on stocks and shares ISAs. He and Martin dive into the critical deadline for ISAs, explaining the tax benefits and strategies for maximizing savings. They also discuss the complexities of backbilling in energy bills and consumer rights. From lightbulb moments in personal finance to tips on transitioning from child trust funds to junior ISAs, this conversation is packed with valuable advice for both savers and investors.
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Transfer Old ISAs
- Transfer your old cash ISAs if they have poor interest rates.
- Don't withdraw the money; initiate a transfer with the new provider.
Best Buy Cash ISAs
- Consider current best buy cash ISAs like Trading 212, Plum, Moneybox, Chip, Tembo, and Post Office.
- Choose based on underlying rate, bonus rates, and your risk tolerance.
Self-Insuring Pets
- Matt self-insures his pets instead of paying premiums.
- He saves monthly, accumulating £4,000 for potential treatments.