Mortgages: what's the best way to plan?
This Is Why
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Mortgages - The Mini Budget and the Swap Rate Spike
Interest rates have been steadily rising and then they've taken a bit of a sharp rise since the mini budget. Lenders actually pulled from the market because of the swap rate spike. It's affecting not just first-time buyers or home movers, but people that are re-mortgaging offer fixed rates which may be classed as COVID cheat rates.
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