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1694: Should You Go On Vacation If You Have Debt by Michelle Schroeder-Gardner of Making Sense of Cents

Optimal Finance Daily - Financial Independence and Money Advice

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The Best Credit Card Signing Bonus Offers

It only took me 11 months to get out of 30 grand of debt, and i recognized the sacrifice was only going to be for a short period of time. Some criticize rewards points because they can lead people to over spend on credit cards but when used strategically, they are game changing. My discretionary spending is very low, so it's not really possible for me to accumulate any meaningful amount of points through my regular spending. The key for me has been to open new credit cards that offer large signing bonuses at a time when i'm about to make a large purchase.

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