27 July 2023 Jim Colassano of The Clearing House on the RTP Network, Interoperability, Instant Payments Use Cases, and Indiana Jones
Off the Rails from the U.S. Faster Payments Council - FPC
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The Barrier to Sale of the RTP Network
Lack of reach to financial institutions is the single thing that's holding back the usefulness of the RTP network. Nationally, we can reach 65% to 70% of the households in the US. Most customers who buy solutions buy them regionally or state by state. So I think there are probably some applications that would benefit from greater reach.
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