Sarah's client experience and onboarding

Raise your hand if you've ever said "I'll worry about investing when I have more money."

Yeah, that was me too — until I met Matt!

In this episode, I sit down with Matt Ward, my actual financial planner (and the man responsible for me not losing my mind about money), to debunk every misconception you have about working with a financial planner.

We're talking about when you should consider working with a financial planner, why business owners especially need to get their shit together, and why waiting until you're "ready" is costing you more than you think.

Also, Matt wears an actual blazer to work every day, which automatically makes this the most professional episode we've ever recorded.

TOPICS & TANGENTS

— The difference between SEP IRAs and 401(k)s for business owners

— Emergency funds, high-yield savings accounts, and other financial shit you've been avoiding

— Why Matt always has to be the first one to hang up the phone

— Protection planning for single moms and business owners who can't afford to wing it

— The tax benefits of retirement accounts (pre-tax vs. Roth, explained like you're not a finance bro)

POINT OF THE STORY

Stop waiting until you're "ready" to get your financial shit together. Having a plan beats winging it every single time, no matter your age or income.

GIVEAWAY

Want a free order of bean water on me? Tag me @btlcopy on your Instagram story while you’re listening, and one lucky winner will get a caffeine fix!

AND — count how many times we drop the F-bomb in this episode. DM me the number, and you could win a prize!

Love you, mean it. 🖤

MATT LINKS

— Learn more about Matt

— Matt’s walkout songs: song 1 + song 2

Matthew Ward is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC, Member SIPC. Supervisory office: 280 Congress Street, Suite 1300, Boston, MA 02210 Tel: 617-439-4389.

CRN202803-8252118

BTL LINKS

— Use code "MILLIONAIRE" for $100 off my website copywriting course, Site Series Sprint.

— Join the Point of the Story community on Slack.

— Leave feedback or episode requests in our Suggestions Box.

— To stay up to date with all things Point of the Story, follow on Instagram and Substack.

— Follow me on Instagram, Threads, and Substack.

— Subscribe to my newsletters Tuesday Table of Contents for one marketing tip, once a week and Millionaire Moment for the insider tea on how I plan to make $1 mil in sales by my 31st birthday.

— Check out my website betweenthelinescopy.com.

TIMESTAMPS

00:00 Intro

00:25 Meet Matt, My Actual Financial Planner

01:58 Rapid-Fire Squirrel Brain Questions

12:12 Is Financial Planning a Rich People Thing?

16:00 How Matt Helps Business Owners

19:44 Your Retirement Account Options

25:08 Help, I'm Bad at Saving Money!

31:13 The Earlier You Start, The Better

41:21 Matt's Final Money Tip

42:57 Closing

This episode was edited by Adrienne Cruz.

Mentioned in this episode:

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