What space insurance covers

The recent failure of ISRO's PSLV-C62 mission has highlighted the need for space insurance among Indian startups. However, the market remains marred by high premiums and limited options. For a country like India, with a weaker currency and a relatively smaller space footprint, insuring space assets often feels financially unrealistic. Link to the story: https://theprint.in/science/space-insurance-indian-startups-pslv-failure/2833203/