How to Save More Money When You're Retired

3% is too low of a savings rate to replace 75% of employment income during retirement. How do we get people to save more than 3% of their income? Help people understand how badly hurt they will be if they don't save more. In high school, do we have any sort of financial literacy courses offered at the high school level?Yeah, some. And the shame is that investing is basically the stuff that's really important is really pretty simple.