Facing a Debt Problem

I had the same downward spiral when i was in debt and was around the same time in my life, about eight years ago. I'd borrow money to pay bills, then end up owing more. And i'd skip paying lots of bills and a crew interest. It wasn't a smart way to manage my finan but i couldn't stand the thought of facing all of it. So how do you face a problem so you can work on it when you don't want to face it? There has to be a point when you say, this isn't good. I need to do something about it. In truth, there usually isn't just one point. There are many. You see yourself