Navigating Transfer Bonuses, Hyatt Devaluation, New Card Offers and More
All the Hacks: Money, Points & Life
Building and Scaling Personal AI Agents
Chris explains how he created multiple agents (OpenClaw/Ted/Spark), using them for repeatable, context-rich tasks and automations.
#269: Chris breaks down why he transferred >200k points for a transfer bonus and how to know when they're actually worth it. He also covers Hyatt's new award chart changes, the latest elevated welcome offers, and how he's using multiple AI agents to optimize his work and life.
Link to Full Show Notes: https://chrishutchins.com/transfer-bonuses-hyatt-devaluation-ai
Partner Deals
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Bilt Rewards: Earn the most valuable points when you pay rent
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
AI Models & Assistants
Transfer Bonuses in March 2026
- Citi → Wyndham: 25% bonus (ends 3/21)
- Amex → Avianca LifeMiles: 15% bonus (ends 3/28)
- Rove Miles → Japan Airlines: 50% bonus (ends 3/31)
- Capital One → Preferred Hotels: 30% bonus (ends 3/31)
Massive Hyatt Points Devaluation
Credit Cards
- Best Cards Page
- Robinhood Gold Card
- U.S. Bank Smartly™ Visa
- Bilt Palladium Card (Rates and fees here)
- Delta SkyMiles® Gold Business American Express Card
- Delta SkyMiles® Platinum Business American Express Card
- Delta SkyMiles® Reserve Business American Express Card
- Hilton Honors American Express Card
- Hilton Honors American Express Surpass® Card
- The Hilton Honors American Express Business Card
- Hilton Honors American Express Aspire Card
- The Platinum Card® from American Express
- American Express® Business Gold Card
- The Business Platinum Card® from American Express
ATH Podcast
- Ask Chris Anything!
- Newsletter
- Ep #265: I Built an AI Assistant That Works While I Sleep
- Ep #264: Deep Dive on Bilt Rewards and New Bilt 2.0 Cards
- Leave a review: Apple Podcasts | Spotify
- Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com
Full Show Notes
(00:00) Introduction
(00:55) Chris's New AI Agent
(04:00) How To Leverage Claude Cowork
(06:14) How Chris Used AI to Build a New CardTool
(08:52) The Future of The Internet
(17:21) 3D Printing
(18:39) Taking Advantage of Transfer Bonuses
(21:56) Bilt Rent Day Transfer Bonuses
(27:09) Rove Transfer Bonus to JAL & Other Bonuses
(33:22) Hyatt's Massive Devaluation
(38:54) How to Get More Points with Potential Devaluations
(41:15) Welcome Offers on Delta Cards
(45:12) Welcome Offers on United Cards
(48:28) Welcome Offers on Hilton Cards
(51:13) Welcome Offers on Southwest Cards
(53:30) Cards with Big-Point Offers
(54:13) Find the Latest Deals on the ATH Newsletter
(54:45) Card-Linked Deals for Whoop and Function Health
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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