What affects borrowing capacity

Rates are back in the spotlight… and with them comes the big question: 

👉 Should you fix your loan? 

In this episode, Ben sits down with mortgage experts Luke Oxenham and Kirsty “KD” Dunphey to unpack what rising interest rates actually mean for: 

• Borrowing power 
• Mortgage jail 
• Fixed vs variable decisions 
• Investor strategy in a rising-rate cycle 

Because just because the bank says you can borrow it… doesn’t mean you should. 

Free Stuff Mentioned 

•  LIMITED TIME: Free Audiobook – How to Retire on $3K a Week
  If you haven’t started it yet (or you’re halfway through 😉), this is your reminder. The full audiobook is available free on our podcast feed, but only until 18 March. After that, it comes down.
  ⏳ Don’t miss your chance to listen before it disappears. 
• 🎧 Exchanges with Evan Lucas: The Inner Workings of the RBA with Sarah Hunter, Chief Economist and Assistant Governor (Economic) at the Reserve Bank of Australia.
• 📊 Breaking News: Capital Gains Tax Reform 
• 🏡 Breaking News: Negative Gearing Changes?
• 🌏 International Women’s Day on 8 March! 
• 🎙 New Friday Series: The Money Stuff We Don’t Talk About 
  We’re launching a brand-new Friday mini-series to help you get to know the Couch Crew a little better! First theme: “The Hill I’ll Die On.”  
  👉 Keep an eye out each Friday on your podcast feed. 
   

LISTEN TO THE FIRST 20 EPISODES HERE >>

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