Using Card Credits & Airport Lounges

In Episode 159 of the Award Travel 101 podcast, Angie Sparks and Mike Zaccheo cover listener tips, loyalty news, and Angie’s recent “actual vacation.” The highlight post addresses how to handle two-factor authentication (2FA) when traveling internationally, especially when using a local eSIM. Community suggestions include switching to authenticator apps instead of SMS and keeping your primary line active for texts and calls while using an eSIM for data. In the news, they discuss a new United Business card offer (100,000 miles plus 2,000 PQP), Air Canada adding ITA Airways as a distance-based redemption partner, a targeted Marriott Bonvoy points purchase bonus, and several loyalty promotions set to expire. They also share updates on their current credit card strategies and upcoming trips.

The main topic centers on Angie’s first true vacation in years. After initially considering a resort stay in Anguilla, she and her husband opted for a seven-night Norwegian Cruise Line sailing out of San Juan with a port stop each day. They intentionally limited excursions, choosing instead to relax—reading, enjoying the sun, and unplugging. Angie strategically used a mix of cash, points, and credit card perks to offset costs, including Ultimate Rewards points to book the cruise through Chase Travel, free night certificates at the Caribe Hilton for a pre-cruise stay, and various statement credits for rides, dining, and lounge access. She also highlights how her Southwest Priority card delivered outsized value under the airline’s new seat assignment policy, saving nearly $500 on seat selection and baggage fees. While the trip delivered the relaxation they wanted, Angie notes some declines in NCL’s onboard experience and wouldn’t necessarily recommend that specific ship in the future.

Episode Links

• United Business card offer
• Air Canada/ ITA partnership
• Marriott buy points promo

Where to Find Us

1. The Award Travel 101 Facebook Community.
2. To book time with our team, check out Award Travel 1-on-1.
3. You can also email us at 101@award.travel
4. Buy your Award Travel 101 Merch here
5. Reserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026

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