Credit Cards: What's in My Wallet for 2026
All the Hacks: Money, Points & Life
Wells Fargo & Bilt Choices
Chris notes trying Wells Fargo Autograph for transfers and endorses the Bilt Palladium as top everyday earner.
#267: Chris reviews his credit card lineup for 2026, sharing which cards he's keeping and canceling and why. He also covers how to evaluate annual fees, the best cards across major spending categories, and the apps he uses to stay on top of it all.
Link to Full Show Notes: https://chrishutchins.com/whats-in-my-wallet-2026/
Link to Cards Mentioned: https://chrishutchins.com/blog/whats-in-my-wallet-for-2026/
Partner Deals
MasterClass: Learn from the world's best with 15% off
Wispr Flow: Try effortless voice dictation for free
Mercury: Manage, move, and grow your money
Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
LMNT: Free sample pack of my favorite electrolyte drink mix
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
CardTool App (Free access here)
Blog Posts
- Premium Card Worksheet
- How to maximize your Hilton cards
- 6 reasons to avoid booking through an online travel agency
- Existing Bank of America relationship customers to keep status longer
Credit Card Trackers
- CardPointers Pro (30% off here and 50% off here)
- CardRight
- Travel Freely
ATH Podcast
- Best Cards Page
- CardTool App
- Membership
- Chris’s Card Optimization Spreadsheet
- AMA: Submit A Question
- Leave a review: Apple Podcasts | Spotify
- Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com
Full Show Notes
(00:00) Introduction
(02:42) 3 Key Reasons to Get A Credit Card
(05:23) Chris' Credit Card Goals for 2026
(08:31) Evaluating The Net Annual Fee of A Card
(12:56) The Amex Card Stack
(23:19) Co-Branded Marriott Cards
(25:32) Co-Branded Hilton Cards
(27:00) Co-Branded Delta Cards
(28:12) The Amex Blue Card
(30:34) A Popular Bank's Cards
(33:10) World of Hyatt Business Card
(33:30) Co-Branded Southwest & United Cards
(40:41) More Cards From The Popular Bank
(42:11) Capital One Venture Cards
(45:17) Bank of America Card Stack
(51:09) Alaska Atmos Cards
(53:24) US Bank Cards
(55:22) Citi Bank Cards
(56:56) Wells Fargo Autograph Card
(57:43) The Bilt Palladium Card
(59:25) Assessing The Major Spending Categories
(01:06:32) Cards for Amazon & Costco
(01:07:13) The Best "Everything Else" Card
(01:08:47) Chris's Takeaway on Credit Card Spending Categories
(01:09:26) The Best Card Combos
(01:13:00) Credit Card Trackers
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices
The AI-powered Podcast Player
