Andy and Jason Cutitta from ToBa Financial share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about:
- How to incorporate a potential inheritance into your retirement planning ( 12:30 )
- Limitations of the "Die With Zero" concept ( 18:55 )
- The upcoming ability to do in-plan Roth conversions in the federal Thrift Savings Plan ( 29:06 )
- Whose retirement accounts to take from first when spouses have a big age disparity ( 36:56 )
- When are you required to file a tax return. And even if you aren't required to file one, why you still should anyway ( 45:04 )
- How to try to project your income for the year when there are certain items you can't know for sure until later in the year ( 53:32 )
- When in the year is the best time to take your annual Required Minimum Distribution ("RMD") ( 1:01:02 )
- How much money do you need in retirement to justify hiring a financial advisor ( 1:08:21 )
Links in this episode:
To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com
