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1928: Polarizing Purchases by Tynan on Personal Finance Decisions & Frugality

Optimal Finance Daily - Financial Independence and Money Advice

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Getting Out of Debt

The bigger the gap between your income and expenses, the less you need to agonize over these kind of won off purchases. The thing that matters so much more than an expensive cab ride once in a blue moon is the things you spend money on regularly,. If your fixed costs, like rent or mortgage, car payment, insurance, et cetera, are high, then all of your spending on everything becomes a much bigger deal. For me, it was when i reached debt freedom, had a solid emergency fund and was fully funding my retirement vehicles.

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