2324: MONDAY MASTERY - What You Need to Know About Laddering CDs by Dr. James M. Dahle
Optimal Finance Daily - Financial Independence and Money Advice
00:00
How to Invest in a CD Ladder
A CD ladder has two uses. You simply continue to roll those maturing CDs into new ones. The second use is to match future liabilities. If you're sure the money will be in the account for the entire term, you're generally better off with a CD. Be aware that there are CD-like investments out there that pay a fixed rate but do not qualify for FDIC insurance.
Play episode from 04:39
Transcript
